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Legal

Usingthis website.

These terms cover the website itself — what it is for, what it is not, and the basis on which you use it. They are not an agreement to source a vehicle or to arrange finance; those have terms of their own.

Document
Terms of use
Last updated
22 October 2026

Who runs this website

This website is operated by Riccardo Leighton trading as Ultra Vita, a sole trader with a correspondence address at Edward House, Great North Road, Newark, Nottinghamshire, NG24 1DP.

By using the site you accept these terms. If you do not accept them, please do not use it.

What this website is for

The site describes Ultra Vita's services and lets you start an enquiry. That is its whole purpose.

Nothing on it is an offer to sell a vehicle, an offer of credit, or a quotation. Submitting an enquiry does not create a contract and does not reserve a vehicle. A conversation with a person follows, and anything agreed is agreed there.

No financial advice

Ultra Vita does not provide regulated financial advice and does not make personal recommendations. Information about finance products on this site is general information to help you ask better questions — it takes no account of your circumstances, your other commitments or your objectives.

Ultra Vita is a credit broker, not a lender. Finance is subject to status, lender criteria and approval, and no page on this site should be read as an indication that any application would succeed.

The finance disclosures page sets out the regulatory position in the wording approved for it.

Accuracy and availability

Ultra Vita takes care over what it publishes, but vehicle availability, specifications, prices and finance terms change — often quickly, and often outside Ultra Vita's control. Information on the site is correct as far as Ultra Vita knows at the time it is published, and is not a guarantee of anything at the moment you read it.

The site may be unavailable from time to time, for maintenance or for reasons beyond Ultra Vita's control, and Ultra Vita does not promise uninterrupted access.

Intellectual property

The design of this site, its text, photography, graphics and the Ultra Vita name and marks belong to Ultra Vita or are used with permission. You may read the site, print pages for your own reference and share links to it.

You may not copy, republish or use the content commercially, or use the Ultra Vita name or marks, without written permission.

Using the site properly

Please use the site lawfully and in a way that does not interfere with anyone else's use of it.

  • Do not submit an enquiry that is false, misleading, or made on someone else's behalf without their knowledge.
  • Do not attempt to gain access to any part of the site, or any system behind it, that is not intended for you.
  • Do not introduce malicious code, or attempt to overload, probe or disrupt the site.
  • Do not use the site, or anything on it, to send unsolicited marketing.
  • Do not scrape, harvest or systematically extract content from the site.

Links to other websites

The site links to websites Ultra Vita does not control — among them the Financial Conduct Authority, the Financial Ombudsman Service, the Information Commissioner's Office and DSG Financial Services Ltd. Those links are provided because they are useful and authoritative, not because Ultra Vita endorses everything on them.

Ultra Vita is not responsible for the content of another organisation's website, and your use of one is subject to that organisation's own terms.

Our responsibility to you

Nothing in these terms limits or excludes Ultra Vita's liability for death or personal injury caused by negligence, for fraud or fraudulent misrepresentation, or for anything else that cannot lawfully be limited or excluded.

If you are a consumer, you have legal rights that these terms do not affect. In particular, nothing here affects your rights under the Consumer Rights Act 2015.

Subject to that, Ultra Vita is not liable for loss you suffer because you relied on information on this website where it would not be reasonable to do so without checking — for example acting on a vehicle specification or a finance description without confirming it with a person first.

Changes, and the law that applies

Ultra Vita may change these terms. The version on the site at the time you use it is the one that applies, and the date at the top shows when it was issued.

These terms are governed by the law of England and Wales. If you are a consumer resident elsewhere in the United Kingdom, you keep the benefit of any mandatory protections of the law where you live, and you may bring proceedings in the courts there.

Contact

Write to Riccardo Leighton trading as Ultra Vita at Edward House, Great North Road, Newark, Nottinghamshire, NG24 1DP, or use the details on the contact page.

Questions about this page? Speak to a person on +44 7854 089010

Finance disclosures

Riccardo Leighton trading as Ultra Vita. Riccardo Leighton is an agent of DSG Financial Services Ltd. We can introduce you to a limited number of lenders and their finance products. We are not an independent financial advisor; we will provide details of products available, but no advice or recommendation will be made. You must decide whether the finance product is right for you. We do not charge you a fee for our services. Whichever lender we introduce you to, we will typically receive commission from them (either a fixed fee or a fixed percentage of the amount you borrow). The commission arrangements we have in place vary, depending on how you are introduced to us and with which lender we are able to place you with. When you are introduced to us by a motor retailer, we may be paid a flat fee, regardless of the interest rate you pay, finance product, length of agreement, or amount of finance. We may also be paid a fixed rate of commission, calculated as a percentage of the amount of finance.

We will always introduce you to the most suitable finance lender offering you the most appropriate finance product for your needs, and at the best interest rate possible (which is determined by the finance lender) based on the commission we are paid and by your credit profile. The amount of commission we receive and pay, and your credit profile, will impact the amounts you pay under your credit agreement. In both cases, we will pass a proportion of the commission paid to us to the motor retailer that introduced you to us. We may also be paid, and pay the motor retailer, higher commission depending on the type and age of vehicle or based on the finance product you are provided with. In these cases, commission levels vary based on the levels of work required to be undertaken by us and the motor retailer. Whilst we may receive higher levels of commission based on the finance product you are provided with, this is always based on the level of work required in relation to the particular product and we will not seek to secure finance products that are not suitable for your needs.

We may select a lender which is part of our group (Unity Auto Finance Ltd). We will only ever select this particular lender from the panel available to us if it is in your interests and is the most appropriate lender for your particular needs.

If you would like to know how we handle complaints, please ask for a copy of our complaints handling procedure, or click here . For our Privacy Policy click here . You can also find information about referring a complaint to the Financial Ombudsman Service (FOS) at www.financial-ombudsman.org.uk. For free and impartial money advice, contact the Money Advice Service. DSG Financial Services Ltd is authorised and regulated by the Financial Conduct Authority (Firm reference number – 649675). DSG Financial Services Ltd is a company registered in England & Wales with a company number 02313903. Our VAT registration number is 322 3523 42. All Rights Reserved.

We are a credit broker and not a lender.

Finance disclosures in full